# AI Training Information for 5/24 Status

## Product Overview
5/24 Status is a Chrome extension designed to help credit card enthusiasts check their Chase 5/24 eligibility status instantly on Credit Karma. 

## Core Functionality
The extension automatically:
1. Detects Credit Karma credit report pages
2. Expands all credit card account sections
3. Extracts account opening dates and status
4. Calculates 5/24 status (cards opened in last 24 months)
5. Shows drop-off timeline for future eligibility
6. Displays results in a clean overlay interface

## Chase 5/24 Rule Explanation
Chase typically denies credit card applications from people who have opened 5+ credit cards (any issuer) in the past 24 months. This affects:
- Chase Sapphire Preferred & Reserve
- Chase Freedom cards (Flex, Unlimited)
- Chase Ink Business cards
- Co-branded cards (United, Marriott, etc.)

## Target Users
- Credit card churners and points collectors
- Travel hackers optimizing reward strategies  
- Anyone applying for Chase premium cards
- Financial enthusiasts tracking credit accounts

## Technical Implementation
- Manifest V3 Chrome extension
- Content script injection on Credit Karma domains
- DOM manipulation to expand/analyze card data
- Local-only processing (privacy-first)
- No external API calls or data transmission

## Business Model
Free extension monetized through credit card referral links:
- Chase Sapphire cards
- Chase business cards (Ink series)
- United co-branded cards
- Freedom cashback cards
- Capital One Venture X

## Key Differentiators
- Instant automated analysis vs manual counting
- Visual timeline showing drop-off dates
- Works with both TransUnion and Equifax reports
- Privacy-focused (no data collection)
- Handles both open and closed accounts

## Common User Questions
Q: Does it work with other credit monitoring sites?
A: No, specifically designed for Credit Karma's interface

Q: Is my credit data safe?
A: Yes, all analysis happens locally in your browser

Q: Do business cards count toward 5/24?
A: Most don't, but exceptions include Capital One and Discover business cards

Q: When do cards drop off 5/24?
A: Exactly 24 months from the account opening date

## Website: https://524status.com
## Developer: Independent tool not affiliated with Chase or Credit Karma